Buy to Let Mortgage - Limited Edition Best Buy

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Giving landlords peace of mind, this is the market leading, longer term fixed rate available for buy to let mortgages.  Limited edition, so please contact us to register your interest while stocks last.

  • 5 year fixed rate at 3.99%.
  • Available up to 80% Loan to Value, allowing clients to expand or improve their portfolio.
  • Rental stress test at only 3.99%, even at 80% LTV to get more from the rental.
  • Free standard legal fees.
  • Reduced completion fee of 1.5% (no minimum) added in – even if takes above 80% LTV.
  • Revert rate – standard variable rate minus 1% - currently 3.98% with no tie ins when fixed rate ends.
  • No minimum income, income from rental acceptable – professional landlords.
  • No portfolio limits.
  • To 75% any form of capital raise options include business purposes, debt consolidation etc. to 75%.
  • To 80% anything property related including reducing residential, home improvements to other properties, purchasing new properties, transfer of title.

Please contact Stuart Cardozo on 0131 564 0172, or email Stuart@ConduitFinance.com for more information.

Price Update - Residential Buy to Let Portfolio Finance

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Residential Buy to Let Portfolio Finance

This lender has extremely competitive terms for financing a portfolio of buy to let properties under one global facility

  • 3.79% over 3 month LIBOR
  • 3,4 & 5 year fixed rates also available.
  • 1.5% fee, interest only available.
  • Competitive rental income coverage, up to 60% loan to value.
  • Higher LTVs available for higher margin above 3 month LIBOR

Please contact Stuart Cardozo on 0131 564 0172 or email Stuart@ConduitFinance.com for more information.

Price Update - 2nd September 2015 - Expat Buy to Let, Commercial Investment and Development Finance

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Please find below the latest product prices from Conduit Finance.  Of particular note is the Expat Buy to Let Mortgage, we recently completed a deal using this lender and assisted a client who was struggling to find a lender in the UK.

Expat Buy to Let Mortgages

Available to overseas clients with no current credit in the UK for the purchase of Buy to Let and second homes.  We recently completed a deal using this lender. The borrower was a solicitor based overseas who was struggling to secure lending despite having substantial net worth.   

  • Arrangement Fee 1%
  • Variable Rate of 4.50%
  • Interest only repayments
  • Loan term 20 years and an Loan to Value of 75% 

Contact Ed Page page for loans below £1m and Andy Lawson for loans above £1m.  

Call 0131 564 0172 or email Edward@ConduitFinance.com or Andy.Lawson@ConduitFinance.com 

 

3.0% Interest Rate for Residential Development Finance 

Prime pricing available for well located sites at a moderate loan to cost 

  • Heads of terms in 3 days 
  • Lenders fee from 0.5% to 1.0% 
  • Interest rate from 3.0% to 3.5% 
  • Loan to cost up to 65% 
  • Exit fee 0% 
  • No personal guarantees 
  • Completion in 6 to 12 weeks 
  • All we need to determine if this pricing can be achieved is a cashflow appraisal. 

Please contact Jamie Davidson for loans of £5m or more, Andy Lawson for loans between £1m and £5m and Edward Page for loans below £1m.   Contact Jamie@ConduitFinance.com, Andy.Lawson@ConduitFinance.com or Edward@ConduitFinance.com or call 0131 564 0172.                   

 

Commercial Investment Facility

New to market lender offering gearing up to 70% and pricing from 2.60% over cost of funds

  • UK Wide
  • Office, Retail, Industrial and Leisure
  • £2m - £15m
  • Loan to Value up to 70%
  • 5-20-year term
  • Long-term amortisation profile
  • 1% Arrangement Fee
  • No personal guarantees

Call Andy Lawson on 0131 564 0172 or email Andy.Lawson@ConduitFinance.com