Jamie Davidson

Real EstateSME & CorporatePrivate Banking

Jamie founded Conduit Finance in 2007 after identifying a gap in the mid market for a boutique debt advisory firm.  The unsatisfied demand was from property and SME borrowers seeking an alternative from the retail banks.    

Jamie has previously worked for: 

  • St James’ Place: pensions, bonds & investments & pension technical
  • Prudential: pensions, bonds & endowments
  • AEGON: executive pensions, endowments & investments
  • Clydesdale Bank: real estate, retail banking & SME lending
  • Bank of Scotland: SME, real estate, retail banking projects 

He is responsible for leading the team, the direction and growth of the business and supporting clients who require complex funding solutions.  Jamie is also a Director of Property Finance Finder and is about to launch Conduit Private Finance.


Andy Lawson

Real EstateBankingSME & Corporate 

Andy has over 13 years of banking experience in both the UK and Australia. His knowledge of Commercial and Corporate Debt comes from his time with the following major banks:  

Bank of Western Australia: new business sales in personal banking.
Bank of Scotland: corporate real estate , SME senior debt lending.
Bank of Ireland: UK-wide focus on property investment & development.

Andy has a thorough understanding of lenders credit policies, risk profiles and their financial modelling requirements, so when new proposals are submitted they are quickly assessed and progressed. 



Scott McClymont


Scott McClymont has joined Conduit Finance as a Director.  Scott brings with him a 21 year career in banking and financial services. His professional background includes time with Bank of Scotland, Barclays and Lombard. Most recently active in the Scottish market, Scott will now be focused on serving clients from across the UK with who have requirements from £1m to £20m.

Scott joins Conduit Finance to augment the team’s technical ability, and provide experienced resource to help conclude property development and investment transactions.

Scott's strong service levels and Conduit's access to creative capital combined will result in our clients having a commercial advantage over their competition.


T 0131 564 0172

M 07798 878 181



T 0131 564 0275

M 07595 520 577

Sean Crombie


Sean joined Conduit Finance in 2015 after a career in professional rugby.  He has a BA in Business Economics from Heriot Watt University in Edinburgh which he completed on a part-time basis whilst playing professional sport. 

He currently works in both debt advisory and solvent restructuring. 

The debt advisory cases Sean handles are in the Property and SME finance space.  Engaged to assist borrowers with Property Development, Investment and Land finance he sources, structures and delivers funding from our wide panel of lenders including family offices, private debt funds, bridging lenders and retail banks. 

Solvent restructuring is an advisory service Sean facilitates for borrowers with Personal Guarantees that are under pressure from the connected creditor. 

He helps mediate and negotiate with the creditor to mitigate risk for the borrower.  The ultimate aim is to settle any residual balance and to exit the borrower from the lender and the personal liability.   Please contact Sean to discuss how he can be of assistance to you.


Lisa Pandolfi

Real EstateBridging FinanceSMECorporate 

Lisa joined Conduit Finance in early 2011 in a role that focuses on handling new business for loans below £500,000 and the operational side of our business.   She has a background in financial services and property and supports clients seeking loans from a range of source including retail banks and bridging lenders.  

Lisa has worked in Business development for an Edinburgh based property and investment firm and as a Para planner for a firm of IFA's handling ethical investment opportunities.  She has a Masters Degrees from St. Andrews, a degree from the University of London and also passed her FPC 1.  


Mel Roy

Office Manager - Part Time

Mel joined Conduit Finance in 2014 and works part time as our Office Manager. She assists Jamie and the team with the day to day running and on-going improvement of the business.  Whilst ensuring the office operates smoothly, she is also responsible for bookkeeping, payroll and financial reporting.  

Mel studied Architecture at Glasgow School of Art, and moved into recruitment shortly after.   She worked initially in IT recruitment and then Construction.  After working as a Managing Consultant for a global firm, she ran her own business until 2010.  After that closed, she moved into working primarily as a figurative artist.

Mel is a practising Visual Artist, who mainly works with the figure, and produces oil paintings and collage works primarily.  

She exhibits and curates exhibitions regularly in Edinburgh with the Esbat Collective, and recently has work on show at The Royal Scottish Academy in Edinburgh, as part of the RSA Open 2017.



Stuart Cardozo

Private Finance | Wealth | Retirement Planning | Investments

Stuart is one of the founding partners of Conduit Private Finance.  Stuart has twenty years experience in Financial Services and set up his own Independent Financial Advisory business in 2009. 

With experience providing advice to both private and corporate clients, Stuart has a strong track in the delivery of financial solutions in Mortgages, Insurance, Retirement Planning, Investments and Trusts.

Contact Stuart Cardozo personally for more information.  




T 0131 564 0172

M 07947 868 826


Jack Stevenson

Transaction Support

Jack provides Transaction Support to the Conduit Finance team.  He supports the team in Debt, Equity and Mezzanine fund-raising for SME & Corporate businesses, and for property developers and investors. 

Jack attended Holy Rood High School and Edinburgh College where he studied for a Business Management HNC.  

In his spare time, Jack enjoys going to the gym and playing and training for his local rugby team.
When he can he travels to Spain to visit his family and friends.


T 0131 564 0172

M 07561 715 123


Natalie Milne

Transaction Support

Natalie too provides Transaction Support to the Conduit Finance team.  She supports the team in administering transactions for Debt, Equity and Mezzanine fund-raising for SME & Corporate businesses, and property developers and investors. Natalie supports the Office Manager in a variety of tasks across the business.

Natalie studied at Preston Lodge High School from 2010-2016, and has previously worked for Royal Bank of Scotland.  

After work Natalie enjoys spending time with friends and going to the gym. 



T 0131 564 0172

M 07900 108 012


Stewart Soutar 

Transaction Support

Stewart provides Transaction Support to the Conduit Finance team.  He supports the team in administering transactions for Debt, Equity and Mezzanine fund-raising for SME & Corporate businesses, and property developers and investors.

Stewart studied at Dollar Academy from 2010-2016 and was previously employed by Virgin Money. 

In his free time, Stewart enjoys going to the gym, playing rugby and spending time with his family and friends.


T 0131 5640172

M 07791 611 672


Jamie Henderson

Transaction Support

Jamie provides Transaction Support to the Conduit Finance team.  He supports the team in administering transactions for Debt, Equity and Mezzanine fund-raising for SME & Corporate businesses, and property developers and investors.

Jamie studied at George Watson’s College between 2002 - 2015 and Edinburgh College between 2015 -2016 and was previously employed by HSBC. 

After work and on the weekend’s Jamie enjoys going to the gym and spending time with his Friends and Family.


T 0131 564 0172 

M 07756 007 024


Property Finance Finder

Our sister company - Property Finance Finder, is a web based portal that allows borrowers and advisers to source competitive Property finance products. 

Launched in August 2014 it serves to connect property borrowers with sources of development and investment finance. Covering Senior Debt, Mezzanine and Equity sources its growing panel of lenders also includes less traditional sources such as contractor finance. 

The system comprises 10 years of historic lender data and criteria as well as capturing the many new to market lenders we profile on a day to day basis.   Beyond individuals and company borrowers the service is aimed at Accountants, IFA's and Brokers.


Conduit Private Finance

Much of our Private Finance business is handled in conjunction with our third company of the group - Conduit Private Finance.  Conduit Private Finance understand that business life has an impact on your family life.   Their aim is to simplify your finances and guide you through your journey.    With the insight into both your personal and corporate affairs Conduit Private Finance can address issues beyond the reach of other advisers.  

Their unique experience of how entrepreneurs and business owners operate allows them to appreciate how this can influence family financial decisions.   Conduit Private Finance offers a place for entrepreneurs, business owners and their families to receive bespoke financial advice for all aspects of their lives.