So many lenders but so little time
Bridging Finance – highly geared product – loan amounts from £100k to £5m - rates start at 0.60% pm, funders arrangement fee 2%, LTV up to 75% of the market value. No exit fee.
SME Unsecured Loan - Low rate product - 3.75% rate, interest only available, lenders arrangement fee 1.5%, 1-10 year term, min turnover £400k.
Low Cost Development Finance: Rates from 2% to 4% p/a, 1.5% arrangement fee, 1.5% of debt exit fee, £500k - £1m.
Low Rate SME Loan: 2.50% to 4.50%, £50k to £3m, up to 75% LTV, UK wide.
Infrastructure Finance: £1m to £20m, 9% to 15% p/a, 2% lenders fee, UK wide.
Fast Land Bridge: Funds in 2-4 weeks, 0.81% per month, £1m-£5m, land with planning.
High LTV Land Finance: 1%-3% arrangement fee, 0.8%-1.2% per month, 50%-70% LTV, funds in 2 weeks.
100% Residential Development: All purchase and build costs, 5% interest rate, 35% of profit to lender, no personal guarantees.
High gearing, with no personal guarantee: 85% gross LTC, 1% arrangement fee, 6% fixed rate, 1% exit fee on debt.